Choose the support that fits your next step.
Whether you need a place to begin, a focused Budget Mastery Session, or ongoing coaching support, each service is designed to help you reduce money stress, get organized, and move forward with greater clarity and confidence.
A clear path forward with your money.
Most clients begin with a complimentary Clarity Call, continue with a Budget Mastery Session to create a practical plan, and then choose Monthly Coaching if they want continued guidance and accountability.
Clarity Call
A relaxed, no-pressure conversation to talk through where you are financially, what you want to change, and which next step makes the most sense.
Best if you:
- Feel unsure where to begin
- Want to ask questions before booking a session
- Need help identifying your next best step
Budget Mastery Session
A focused, personalized planning session designed to help you understand your full financial picture and create a practical 12-month plan for your money.
Includes:
- Pre-session financial review
- 90-minute collaborative planning session
- Personalized budget strategy
- 12-month spending and planning framework
- Clear next steps
- 15-minute follow-up session
Ideal if your money feels unclear, inconsistent, or harder to manage than it should be.
Monthly Financial Coaching
Ongoing coaching provides support, accountability, and guidance as you implement your plan and navigate real-life financial decisions.
Includes:
- 60-minute monthly coaching session
- Two 15-minute check-ins
- Email support between sessions
- Monthly action steps
- Guidance through real-life decisions
Ideal if you do not just want a plan — you want help staying consistent with it.
What clients often gain
Financial coaching is not about perfection. It is about creating a plan you understand, trust, and can actually follow.
Clarity
A clear understanding of where your money is going and what needs attention first.
Confidence
More confidence making decisions because your money has a clear purpose.
Structure
A practical system for organizing your money, reducing stress, and staying intentional.
Accountability
Support to help you follow through when life gets busy or decisions feel difficult.
“Renee’s unique combination of tactical wisdom and vigorous encouragement felt like a lifeline thrown to me in rough waters.”
— Doug S.
Practical guidance. Personal support. No judgment.
I’m Renee Chapman, founder of Climb Higher Financial Coaching, an Accredited Financial Counselor® Candidate, and a Ramsey Solutions Master Financial Coach.
My coaching approach is calm, direct, and supportive. Together, we will look at what is true, identify what matters most, and create next steps that fit your real life.
Learn more about my story and approachReady for more clarity with your money?
Start with a free 20-minute Clarity Call. We will talk through your current financial season, answer your questions, and determine the next best step.